What Apps Can You Use to Buy Bitcoin in 2025?

You can use apps like Coinbase, Binance, Kraken, eToro, Cash App, PayPal, and Changelly to easily and quickly buy Bitcoin with USD, EUR or any other fiat currency.

Coinbase offers a beginner-friendly interface and regulated operations. Binance gives wide global reach, lots of trading pairs, and relatively low fees. Kraken is known for tight security and solid fee structure. eToro adds social/trading features on top of crypto buying. Cash App works well in the U.S. for fast BTC purchases. PayPal lets eligible users buy Bitcoin directly in some countries.

Changelly is a bit different — it works partly as a swap and aggregator, letting you convert fiat or crypto via third-party providers almost instantly. It’s user-friendly, supports multiple coins, and shows all fees up front. But for large purchases it often requires identity verification.

Each app works slightly differently. Pick the one that fits your country, comfort level, and how much control you want over your Bitcoin.

How Bitcoin Purchase Apps Work: Wallets, Exchanges & KYC Explained

You generally use a crypto app as both an exchange  and a wallet .

A custodial wallet means the app or exchange holds your private keys for you. You trust them. It’s easier, because you don’t manage the keys yourself. But if they get hacked or freeze accounts, your funds can be at risk. 

A non-custodial wallet gives you full control over private keys. You alone are responsible. Lose them, and you lose access.

To use most apps, you will go through KYC . That means you submit your name, address, ID documents, sometimes a selfie, to prove who you are. It helps the platform follow laws aimed at preventing money laundering and fraud. Some apps let small buys without full verification, but restrict bigger trades until KYC is passed.

When you buy, the app connects your bank or card, moves money into the platform, and credits your account or wallet. Then you can keep the Bitcoin there, transfer it to a personal wallet, or sell it later.

Top Apps to Buy Bitcoin in 2025 

Changelly

Changelly works as a crypto swap and aggregator. You can instantly swap one coin for another or buy with fiat via third-party services. 

It supports 1,000+ coins and lists low base fees  for swaps.  For fiat buys, there’s often a markup by the provider. Sometimes Changelly lets small purchases without full identity checks .  But large amounts will trigger full verification.

Coinbase

Coinbase is a major U.S. crypto exchange and wallet platform. It lets you buy, sell, send, and store Bitcoin and many other coins. It’s regulated in many markets, which gives users stronger legal protections.  If you’re new, Coinbase is easier to use than many exchanges. But its trading fees tend to be higher than some competitors. 

Binance

Binance is a global crypto trading giant. It offers deep liquidity  and supports many types of trades and tokens. But in some countries, Binance faces regulatory restrictions, and users might need extra verification or face feature limits.

Cash App

Cash App lets U.S. users buy Bitcoin quickly with a few taps. It’s very convenient for peer-to-peer purchases and small amounts. But outside the U.S., it’s mostly useless.

eToro

eToro combines social trading  with access to crypto, stocks, and more. It’s useful if you want a single platform for multiple asset types. However, crypto trading fees on eToro may be less competitive than on pure crypto platforms.

Kraken

Kraken is built for serious users. It offers advanced order types, futures, staking, and strong security features. But the interface can feel complex if you’re just starting.

PayPal

In supported regions, PayPal lets you buy and hold Bitcoin directly using your account. It’s convenient. But in many cases, you can’t send your crypto to another wallet — you’re stuck using PayPal’s ecosystem.

Changelly as a Bitcoin Purchase App

Changelly acts mostly as a swap aggregator and fiat-on ramp rather than a full trading platform. It finds offers from multiple liquidity providers so you can buy Bitcoin or swap crypto in one place.

You can use Changelly without signing up for small swaps. But above certain amount thresholds, they require KYC — identity checks like ID upload.

Changelly sets a standard service fee on crypto swaps. Fiat purchases may incur extra markup via third-party providers. It supports hundreds of cryptocurrencies and many fiat payment methods.

Transactions are relatively fast under normal conditions. But during network congestion or KYC holds, delays can happen. For example, there are user reports of “under review” held even after documents are submitted.

Changelly is good if you want quick, occasional buys or swaps without deep trading tools. But it’s less ideal for heavy trading or very large purchases because of verification holds and dependency on external providers.

How to Choose the Best Bitcoin App for Your Situation

Pick an app based on your country, how much control you want, and acceptable fees.

Check whether the app works in your region or supports your local currency. If it doesn’t, it won’t help you. And see how much verification (KYC) is required. Some apps let you trade small amounts without full identity checks, others force strict verification from day one.

Look closely at fee structures. Some apps charge fixed fees, others use spreads or percentage-based rates. Kraken is praised for lower fees in many cases. Also consider how you’ll fund purchases (bank transfer, card, etc.) and whether those methods are supported.

Decide whether you prefer a custodial app (where they hold your keys) or a non-custodial one (you hold your keys). Custodial apps are easier; non-custodial apps give you more control and responsibility.

Think about features: do you want a social/trading community, advanced order types, staking, or just simple buy/sell? And test it with small amounts first. A good choice fits your legal context, your comfort with control, and your spending habits.

Conclusion & Next Steps

The best Bitcoin app depends on your goals, location, and comfort level. If you’re new, Coinbase or Cash App may feel easier. If you want advanced features, Binance or Kraken give more control. And if you want quick swaps, Changelly can be a flexible option. But always balance convenience with security and fees.

Start small with any app you choose. Buy a modest amount of Bitcoin to learn the process before committing more money. Move larger holdings into a personal wallet where you control the private keys. And always enable two-factor authentication to protect your account.

Or take time to compare multiple apps side by side. Each one has trade-offs, and what works best for one person might not suit another. The right choice is the one that fits your region, your budget, and how active you plan to be in crypto.

Next steps: test a platform, explore wallet options, and keep learning. Bitcoin apps are tools, and like any tool, the right one makes the job safer and easier.